Yes. You must be atleast 18 years of age to apply for loan.
At this time, we do not process loans online. You have to visit our branch in Mysore city, Karnataka State, India to apply for a loan.
Yes, we will check your credit. This should not be the only criteria to issue you a loan. If your credit had issues in the past due to personal reasons, we will listen to you and based on the explanation, we will make a decision.
If you are a continuous defaulter, we will then not be able to lend you the money.
No. We have branch ONLY in Mysore, Karnataka State, INDIA.
If you want to sell the property that you gave as security, please contact us immediately. In order to pass on clear title we may require that your loan be settled from the sale of the property or that you provide alternative security acceptable to us. We are often able to transfer our security to another property.
If you are having hardship to make payments, please reach out to us. We are more than happy to help you and discuss through this and make some easy payment arrangements.
At this time, we only receive payments in our office or will send our representative to your place to collect the payments.
Please DO NOT give payments to anyone that you have not seen earlier as our representative.
If you are wanting to purchase a vehicle, home or almost anything but need to know if you can get the finance to pay for it, we can give you a pre-approved personal loan.
Having a pre-approved loan will enable you to shop around for your purchases with the knowledge that your finance is already secure. Pre-approved loans are valid for 30 days from date of approval.
An unsecured loan is when there is no requirement for you to provide any collateral or security for a loan.
To qualify for an unsecured loan you must be in stable employment with sufficient income and have no prior adverse credit history.
A secured loan is a loan where the borrower provides an asset (e.g. a car or property) as security for the loan. This may be provided by a partner or relative who would become a party to the loan as a co-borrower or guarantor.